Legal & Planning
What You Need To Know About Housing Discrimination
Many people with a disability, or those supporting a family member with a disability already know the financial struggle. Add on to that the difficulty in meeting basic needs like housing and you have a recipe for disaster.
Housing challenges for individuals with disabilities
People with disabilities face obstacles like discrimination, few opportunities for accessible living and housing prices that out-pace costs of living and benefit payments. There is an incredible need for affordable, accessible and appropriate housing for people with disabilities to truly embrace an inclusive community.
This article outlines the basic elements for establishing discrimination and describes how one can go about filing a discrimination claim.
What Is The Rehabilitation Act?
The disability rights movement had its first major achievement with the enactment of the Rehabilitation Act. The Rehabilitation Act prohibits discrimination based on disability in Federal programs, in programs receiving Federal financial assistance, in Federal employment, and in the employment practices of Federal contractors and subcontractors. Section 504 of the Rehabilitation Act extends civil rights to people with disabilities and provides opportunities for people with disabilities in education, employment and various other settings. Each Federal agency has its own set of section 504 regulations that apply to its own programs. Agencies that provide financial assistance also have section 504 regulations covering entities that receive Federal aid. Each agency is responsible for enforcing its own regulations; however, section 504 may also be enforced through private lawsuits.Housing and the Rehabilitation Act
The Department of Housing and Urban Development’s (HUD) section 504 regulations under the Rehabilitation Act made it unlawful under the Fair Housing Act (FHA) to discriminate in any aspect of housing provision or to deny a dwelling to a buyer or renter because of the disability of that individual, an individual associated with the buyer or renter, or an individual who intends to live in the residence. The FHA also requires landlords to make reasonable accommodations in their policies and operations to afford people with disabilities equal housing opportunities.Step 1: Is the Home Covered by the Act?
The Fair Housing Act covers most housing. Generally, any person may be held liable under the FHA unless they fall within an exception to the Act’s coverage. In some circumstances, the Act exempts owner-occupied buildings with no more than four units, single-family housing sold or rented without a broker, and housing operated by organizations and private clubs that limit occupancy to members.Step 2: Do I (or Does My Loved One) Have a Disability Based on the Act?
The ADAAA (ADA Ammendments Act) has a three-prong structure for the definition of disability that is also used in the Rehabilitation Act and the FHA. Disability, with respect to an individual, means:- A physical or mental impairment that substantially limits one or more major life activities of such individual.
- A record of such an impairment; or
- Being regarded as having such an impairment.